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Annual Multi-Trip Insurance

Travel Unlimited, Pay Once

Annual multi-trip travel insurance for business professionals, frequent travelers, and families. Unlimited trips, unlimited destinations, single policy. Save 40-50% vs. individual trip policies.

Why Choose Annual Multi-Trip Plans?

Unlimited Trips

Travel as many times as you want within a year—no trip count limits.

Cost Savings

Annual plans are cheaper than buying individual policies for each trip.

Worldwide Coverage

Covered everywhere in the world. Schengen-compliant for EU travel.

Continuity

No gaps between trips. Always protected from day 1 to day 365.

Single Trip vs Annual

See why frequent travelers choose annual plans.

ComparisonSingle-Trip PolicyAnnual PlanAdvantage
Cost per trip₹200-500 each₹666-833 avg per trip✓ Save 40-50%
Validity7-30 daysFull year (365 days)✓ Always covered
PaperworkNew policy each timeSingle annual policy✓ One-time hassle
Medical coverageLower limitsHigher limits available✓ Better protected

Annual Travel Plans

Choose based on your travel frequency and lifestyle. All plans provide unlimited trips and worldwide coverage.

Business Professional Plan
From ₹7,999/year

Trips: Unlimited trips

Per trip: Up to 90 days per trip

Business travelers, consultants, executives

  • Unlimited domestic & international trips
  • Medical coverage up to $150,000
  • Business equipment coverage
  • Work-related liability
  • Emergency accommodation & flight changes
  • Travel delay compensation
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Most Popular
Frequent Flyer Premium
From ₹9,999/year

Trips: Unlimited trips

Per trip: Up to 90 days per trip

Frequent travelers, consultants, globe-trotters

  • Unlimited trips worldwide
  • Medical coverage up to $200,000
  • Higher baggage allowance
  • Airport lounge access (select airports)
  • Emergency dental & optical
  • Evacuation & repatriation included
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Family Annual Plan
From ₹12,999/year

Trips: Unlimited trips

Per trip: Up to 60 days per trip

Families traveling together multiple times a year

  • Covers entire family (2 adults + kids)
  • Medical coverage up to $150,000 per person
  • Kids covered up to age 25
  • Trip cancellation with family coverage
  • Single policy for all family members
  • Auto renewal reminder
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Perfect If You Travel

Annual plans make sense for frequent travelers. See if you're a good fit.

Monthly business trips across India
Quarterly visits to international offices
Frequent family vacations
Regular consulting/training assignments
Annual pilgrimage + leisure travel
Multiple short holiday trips
Semester abroad with frequent travel

What's Covered

  • Emergency medical expenses globally
  • Trip cancellation & curtailment
  • Baggage loss & delay
  • Travel delay & missed connection
  • Personal accident & death benefit
  • 24/7 emergency assistance globally

Important Notes

  • Max trip duration: 90 days per journey.
  • Travel to COVID-restricted zones may be excluded.
  • High-risk activities need special coverage.
  • Pre-existing conditions need declaration.
  • Auto renewal available—remind before expiry.

Common Questions

How many trips can I take in a year?
Unlimited! You can travel as many times as you want, as long as each trip is within the allowed duration (typically 60-90 days per trip).
What if I don't use all trips in a year?
No unused trips carry over, but you get full value. If you travel 2-3 times, you still save vs. buying individual policies for each trip.
Can I extend a trip beyond 90 days?
Most plans cover up to 90 days per trip. If you need longer coverage, contact us for special arrangements or consider a different plan type.
Does it renew automatically?
Yes, auto-renewal is available. We'll send you a reminder 30 days before expiry. You can choose to renew online or contact us.
Can family members be covered under one annual policy?
Yes, our Family Annual Plan covers spouses and kids. Each person gets individual medical coverage, all under one policy.
Get an Annual Multi-Trip Quote
Tell us how many times you travel per year, destinations, and whether it's for business or leisure. We'll recommend the best annual plan.

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